While I was surprised a couple of times last year, they were pleasant surprises and our clients did well again in 2016.  I think 2017 will come out of the gates even stronger this year.  The slowdown we saw in the townhome market in the last 4 months of the year was caused in my opinion by nervousness related to the election. With the election behind us, I see this as pent-up demand that will enter the market early.  Rising interest rates will be a factor and initially will be positive as it finally gets people off of the fence and out of their parent’s basement.  You can visit our website at www.seln4u.com to see the difference 1% rate makes in your purchase power.  Combine that with the increase in prices and it is substantial.  If you are a first-time buyer or the parent of a first-time buyer, now is the time.  We are happy to sit down and go through the entire process with you and go through our “Homebuyers Bootcamp” with you.  I look for us to make up some of that ground we lost in the last quarter of 2016. I also think that with the election behind us and a new administration coming in, that will further increase consumer confidence just as it does every election cycle.  I see the first 6 months or so of 2017 as beating last year’s numbers. The second half, well that really depends on how the first half goes. Once we see where rates end up, once the stock market settles down and once we see just how the politics really do play out, we will have a better idea.  I do not see it as being worse than last year. The question is… will it be better?  I will, as usual, keep you informed