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First Time Home Buyer

Buying Your First Home? 
Why Buy? The Real Cost of Renting
Rent Vs. Buy Home Finance
The Difference a % Makes What You’ll Need At Prequalification
Prequalify For Your Mortgage  

Real estate agents are your professional guides but they are not all created equal.  There is a lot that goes into the process not just opening doors.  Make sure you choose the best! 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top agents in the Northern Virginia area, it’s our job to guide you, from beginning to end. We view our primary job as educating you so that you can make an informed decision.  Our goal is not to sell you a home but rather to help you find the right home.  We want it to be a home that we will be proud so sell down the road when you move.  While we are paid when you do close on a home our main goal is to have a satisfied client who will refer us to their friends and family.  That is how we have built our business to this level.  
We will take the time to go through each and every step of the buying process so that you have a compete understanding. There are no dumb questions! 
Together, we will consider: 
  • How much do you feel comfortable with as a monthly payment? 
  • How to qualify for a mortgage. 
  • How much cash you should put down. 
  • How to buy a home with little or nothing down. 
  • What it takes to get approved for financing.
  • What banks and other financial institutions are looking for. How much your payments will be. 
  • The tax advantages of buying. 
  •  Is renting or buying better for you? 
Contact Spencer today. There is absolutely no charge, and we offer this to you with no strings attached. It will be the best move you ever make.
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