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Welcome > For Buyers > Find Your Perfect Home ...

Let Us Personally Search for a Home that Matches Your Criteria, for Free and Without Obligation.

As top Centreville, Chantilly and Fairfax County real estate agents, we make it our business to be aware of every local home or property on the market. We even know of properties that will be available, but have yet to formally be placed on the market.

We have direct access to the Centreville, Chantilly and Fairfax County area MLS (Multiple Listings Service), and also to every other agents in the area and all of their listings.

If you give us some idea of what you are looking for, We will personally review all our sources of real estate listing information and send you everything within your price range that matches your criteria. We can save you a great deal of time!

Tell us what you are looking for! It's our job to know every property in Centreville, Chantilly and Fairfax County, even ones not listed online. Our personal search for you is FREE and without obligation. Please give us as many details as possible...

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School Reports in Centreville, Chantilly and Fairfax County, Virginia

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Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Q	What is the most unusual maintenance project done once each year in the United States?
A	The Niagara Falls is shut down for maintenance every year in the fall by diverting the flow of water for 24 hours using a massive series of pipes constructed in 1837.
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Spencer Marker, REALTOR®, real estate agents and broker for Centreville, Chantilly and Fairfax County Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Spencer Marker
Long and Foster Real Estate
6134 Redwood Sq Center, Suite 102
Centreville, VA 20121
Direct: 703-830-6123
Toll-Free: 800-682-0917
Email: Spencer@SELN4U.com
The best way to maintain a winning track record is to consistently provide more effective customer service. I have a simple philosophy - Your priorities become my priorities. Which means I take the time to understand your needs and focus on them clearly. Then I put all of my resources to work and provide a level of service you will find unequaled.

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